Insurance products
Twelve ways to protect what you have and grow what you will need.
Guardian Life of the Caribbean for people and income, Guardian Asset Management for growth, and Guardian General covers for business and lifestyle, all through one Guardian Life representative.
Protect
Cover for the people and income that depend on you.
Whole life and term
Life Insurance
A monetary safety net that lets your family keep their home and lifestyle if you are no longer there to provide.
Guardian Life of the Caribbean
The Phoenix Plan
Critical Illness Cover
A tax-free lump sum paid directly to you on diagnosis of cancer, stroke, heart attack and other major illnesses, so you can focus on recovery.
Guardian Life of the Caribbean
LifeCare and Global Care
Health Insurance
Individual and family health plans that make the highest standard of medical care accessible, at home and abroad.
Guardian Life of the Caribbean
Praesidia
Personal Accident
Income protection if an accident or illness stops you working, for a few weeks or for good.
Guardian Life of the Caribbean
Grow
Save and invest for retirement, education and the long term.
Lifestyle Pensions and registered annuities
Pensions & Annuities
Registered annuity and pension plans that keep the lifestyle you have earned after work, with contributions that reduce your income tax today.
Guardian Life of the Caribbean
Student Opportunity Saver and LEAP
Education Savings
Give your child a financial head start with a plan that is funded even if something happens to you.
Guardian Life of the Caribbean
Mutual funds and private wealth
Investments
Access local, regional and international markets through the Guardian Asset Management family of mutual funds, from TT$10,000.
Guardian Asset Management
Business & lifestyle
Guardian General covers Rachel can also arrange through Guardian Group, for companies, travellers and boat owners.
Group life, health and pensions
Employee Benefits
Group life, health and pension packages that help you attract and keep the people your business depends on.
Guardian Life of the Caribbean
FireGuard, liability, money and contract works
Business Insurance
Guardian General covers for fire, liability, cash in transit and contract works, so one bad day does not end the business.
Guardian General Insurance
Single trip and annual
Travel Insurance
Medical expenses, baggage, cancellation and personal accident cover for every trip, with medical cover up to age 75.
Guardian General Insurance
MarineGuard® yacht, pleasure craft and cargo
Marine Insurance
Cover for your boat, its engines and your liability to others, plus marine cargo for goods in transit.
Guardian General Insurance
Pet Guard
Pet Insurance
Guardian General's Pet Guard helps with vet bills for your dog or cat, in standard and premium packages.
Guardian General Insurance
For the record
Rachel does not write Motor, Cyber or Home insurance.
Those are available from Guardian General directly. Keeping them off this list means every conversation with Rachel is about the covers she specialises in.
Talk to Rachel
Ready when you are.
Twenty minutes with Rachel is enough to know where you stand. Free, no obligation, by WhatsApp, phone or in person.
Monday to Friday, 8:00 am to 6:00 pm. Evenings and Saturdays by appointment.
Or ask for a call back
Pick a time and Rachel will phone you.