Insurance calculators
See the number before you see an advisor.
Built for Trinidad and Tobago incomes, tax rules and tuition costs. Move the sliders, read the result, send it to Rachel if you want it turned into real premiums.
Life Cover Calculator
How much life insurance do I need?
Work out the lump sum your family would need to clear debts, replace your income and keep their plans on track.
Open calculatorCritical Illness Calculator
How much would a serious illness cost me?
Estimate the lump sum that would cover lost income, treatment and household costs while you recover.
Open calculatorRetirement & Annuity Calculator
Will my pension be enough?
Project your retirement pot, the monthly income it could pay, and the income tax a registered annuity could save you this year.
Open calculatorEducation Savings Calculator
What will university cost, and what should I save?
See the future cost of your child's education and the monthly saving that gets you there.
Open calculatorHow to read the results. These calculators give you a cover amount or savings target to discuss, using assumptions shown on each page (3% inflation, 4% to 8% growth, a 25% income tax rate and the current annuity deduction limit). They are not quotations, and the illustrative premium bands are not Guardian's rates. Rachel will replace every estimate with a real figure.
Talk to Rachel
Want the real premium?
Send Rachel the estimate from any calculator, or ask for a call back here.
Monday to Friday, 8:00 am to 6:00 pm. Evenings and Saturdays by appointment.
Or ask for a call back
Pick a time and Rachel will phone you.